Accept crypto. Receive USD. In two steps.
Your customers pay in any token on any chain. You settle in USDC. 1% flat. No volatility, no chargebacks.
No ETH or POL needed — gas is on us.
Get paid in crypto. Without the crypto headaches.
Customer pays in any token, any chain
BTC, ETH, SOL, USDT, and 380+ more across 9 networks.
You settle in USDC
Funds land as USDC automatically. 1% flat fee. No volatility exposure.
Why Cypay Business
Any token, any chain
Don't lose a sale because they hold the 'wrong' coin.
Settle in USDC
Price in dollars, receive dollars-equivalent. No price swings.
1% flat
Simple, predictable pricing. No hidden spread.
No chargebacks
On-chain payments are final. Fraud reversals don't apply.
Non-custodial settlement
Funds settle to your wallet — you stay in control.
Global by default
Accept payment from anyone, anywhere, instantly.
However you sell, Cypay fits.
Hosted checkout
A ready-made payment page. Share a link, get paid.
Payment links / invoices
Bill a customer in one click; they pay in any token.
Plugins
Drop-in for popular e-commerce platforms.
API
Build crypto checkout into your own flow.
Integrate in an afternoon.
A clean REST API and webhooks. Create a charge, get notified on settlement, reconcile in USDC.
Read the docscurl https://api.cypay.io/v1/charges \
-H "Authorization: Bearer $CYPAY_KEY" \
-d amount=49.99 \
-d currency=USD \
-d settle=USDC
// → 200 OK
{
"id": "ch_01HV...",
"url": "https://pay.cypay.io/ch_01HV...",
"status": "pending"
}
// webhook: settlement.succeeded
{
"id": "ch_01HV...",
"settled_amount": "49.49",
"settled_currency": "USDC"
}Customers can pay across 9 networks in 380+ tokens. You always settle in USDC.
Simple pricing: 1% flat.
No setup fees. No monthly minimums. You pay 1% per settled payment. That's it.
Get StartedBuilt for how you actually get paid.
E-commerce
Stop losing carts to checkout friction.
SaaS & subscriptions
Accept global payments without payment-method hell.
Freelancers & invoicing
Send a link. Get paid in any token, receive USDC.
Cafés & retail
In-person QR payments, settled instantly.
Cross-border B2B
Send and receive without wires, FX, or delays.
Built on the same security as the Cypay wallet.
Non-custodial settlement. On-chain finality. Address and route guards. Idempotent payments — no double-charge. Audit & disclosure program.
How Cypay keeps you safeFAQ
How fast do I receive funds?
Settlement to USDC happens as soon as the payment confirms onchain.
Which tokens and chains can my customers use?
380+ tokens across 9 networks — Bitcoin, Ethereum, Solana, Arbitrum, Tron, Polygon, Hyperliquid, BSC, Liquid.
How does the 1% fee work?
A flat 1% is taken from each settled payment. No setup, no monthly minimums.
Do I need a crypto wallet to use Cypay Business?
Yes — settlements land in your self-custodial wallet. You can use the Cypay wallet or your own address.
What about refunds?
On-chain payments are final. Refunds are processed as new outbound transfers from your wallet.
Is it really non-custodial?
Yes. Funds settle directly to your wallet — Cypay never holds your money.
Which countries are supported?
Customers can pay globally. Merchant onboarding and KYC requirements depend on your region.